House and Camaro
If i had 300 thousand dollars i'd buy a house and Chevrolet Camaro. I'd keep my new car, but i'd also have a car that makes me happy every time i get to drive it.
So plan A. figure out how to get a down payment on a house.
Plan B. be so good at plan A, that i have enough discretionary income to afford a new car. (Imperial Blue 2LT Camaro, silver interior)
I really need a vacation, but it seems every time i do, it costs about 1000 dollars to just leave this place with no destination. Then it costs about 1000 dollars for a week of hotels. Then if i want to eat and do stuff wherever it is i am it costs 1000.
So i have to figure out how to take a vacation without leaving. That's 3k straight away for a down payment.
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External Factor 1: I have no idea where i'm going to be living in a year. Until i do, i can't find a house with a reasonable price. I'm 100% certain that my mortgage will be less than my current rent (1200 dollars a month for a 2br with underground parking, no utilities, no water, no smoking, evacuation points in the bedrooms)
External Factor 2: houses cost a lot of money... stop it. Do you know how to buy a foreclosed house? teach me oh wise people... I would love a 200k house for 100k. Or like the ads seem to indicate a 200k house for 10k.
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How i'm gonna do it:
1. Pay off student loans Next Month WOOOOOOOOOO
2. Pay off credit cards March WOOOOOOO
3. Pay off more of my new car loan this year.
4. work on the rest.
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I heard a story recently about people who tried to get 1 million dollars in a month, i wonder how it's feasible in 5 years...
The math says 200k a year of unspent income, no interest. 548 dollars a day.
how does a person do that?
oh well i'm done rambling, just wanted to say that my 5 year plan is a house and a summer car. I'd say wife and kids, but at this point i'm pretty aware that no women out there are attracted to me. After the 300th woman over the last 8 years or so says no to a date, you kinda give up and go on a bachelor spending spree.
So plan A. figure out how to get a down payment on a house.
Plan B. be so good at plan A, that i have enough discretionary income to afford a new car. (Imperial Blue 2LT Camaro, silver interior)
I really need a vacation, but it seems every time i do, it costs about 1000 dollars to just leave this place with no destination. Then it costs about 1000 dollars for a week of hotels. Then if i want to eat and do stuff wherever it is i am it costs 1000.
So i have to figure out how to take a vacation without leaving. That's 3k straight away for a down payment.
-------------------------
External Factor 1: I have no idea where i'm going to be living in a year. Until i do, i can't find a house with a reasonable price. I'm 100% certain that my mortgage will be less than my current rent (1200 dollars a month for a 2br with underground parking, no utilities, no water, no smoking, evacuation points in the bedrooms)
External Factor 2: houses cost a lot of money... stop it. Do you know how to buy a foreclosed house? teach me oh wise people... I would love a 200k house for 100k. Or like the ads seem to indicate a 200k house for 10k.
---------------------------
How i'm gonna do it:
1. Pay off student loans Next Month WOOOOOOOOOO
2. Pay off credit cards March WOOOOOOO
3. Pay off more of my new car loan this year.
4. work on the rest.
-----------------------------
I heard a story recently about people who tried to get 1 million dollars in a month, i wonder how it's feasible in 5 years...
The math says 200k a year of unspent income, no interest. 548 dollars a day.
how does a person do that?
oh well i'm done rambling, just wanted to say that my 5 year plan is a house and a summer car. I'd say wife and kids, but at this point i'm pretty aware that no women out there are attracted to me. After the 300th woman over the last 8 years or so says no to a date, you kinda give up and go on a bachelor spending spree.
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